Insurance inspections consist of the following:
Windstorm Mitigation Inspection – Wind Mitigation Certification
I specialize in inspections for the insurance industry (wind mitigation inspection, 4-point inspection). Allow me to help you lower your windstorm premiums. By simply contacting me, I can determine whether or not you are eligible for discounts that can save you up to 40% off your windstorm insurance.
Certified Four Point Insurance Inspections
The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is performed on behalf of the insurance companies and, typically, as a requirement for the insurer offering insurance to the new homeowner. After last year’s barrage of hurricanes in Florida, the Four Point Insurance Inspection has taken on added importance. As insurance companies are beginning to see the benefit of the inspection, the program is spreading to other areas of the country. The benefit to the insurance company is, obviously, reduced loss risk on homeowners insurance policies. This is an area of business that has, for many years, been a money loser for insurance companies.
Roof Certification Inspection
Roof certifications are separate from a home inspection. They focus on things like:
- Condition of roofing materials
- Ridges, caps and drip edges
- Soundness of drains, downspouts, and gutters
- Flashing around roof pipes, chimneys, vents, valleys and mounting of HVAC units
If the roof does not require repairs, the roofing company will then estimate the remaining years of life for a roof and certify its inspection. The certification is good for two to five years, depending on local custom.
If the roof requires repairs, after the repairs are performed, the roofing company will then issue the roof certification.
TIP: You might want to make sure the company will still be in business during the term of your roof warranty.